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You are here: Home » About Lambert Roper & Horsfield Limited » Testimonials » Les Enfant Day Nurseries Limited

Les Enfant Day Nurseries Limited


With engineering as his profession, and more than three decades’ experience in vocational education and training at the highest level behind him, a switch to running day nurseries might sound like an unlikely career move for David and Joy Smith to have made.

But when David was offered early retirement from a local technical college, he and Joy opted to try their hand at the day nursery business – an idea triggered by the fact that his eldest daughter was a trained nursery nurse and his eldest grandson attended a nursery – and that decision has worked out very well indeed.

Since setting up their first nursery in February 1994, the Les Enfants Private Day Nurseries chain has expanded to four nurseries – two in Huddersfield, one in Dewsbury and one in Batley, plus a crèche at a Total Fitness gym in Huddersfield. In total, the business employs around 50 staff and provides places for 190 youngsters.

David, who is responsible for the financial side of the business, has worked with Lambert Roper & Horsfield, where his contact director is Denise Thornton, virtually from the start of Les Enfants. A conversation with a nursery client connected to Lambert Roper & Horsfield, just a couple of weeks after the nursery opened, led to David making contact and he has been with the firm ever since.

He explains: “We are happy to stay with Lambert Roper & Horsfield and have built up a strong, professional relationship with them.”

Les Enfants has its own in-house bookkeeper, whose records form the basis for the annual accounts that Denise’s team prepares, and which she interprets for David, and discusses with him, to assist in his business planning.

Lambert Roper & Horsfield also provide advice on tax and played a key role when Les Enfants, which started life as a partnership, was incorporated as a limited company in 2002. The firm has also set up the Les Enfants company pension scheme, with Scottish Widows.

David says: “If I need advice, I’ll give them a call. I’m comfortable enough with them to ask silly questions, and they don’t flinch when I do!

“Whilst competent in my own areas of expertise, I am not an accountant and need a company I can trust and rely on. Lambert Roper and Horsfield meet that need. It is important to have access to professional advice at the end of a phone, this we have.”

To find out more about how we can help you, please contact LRH accountants in Halifax.

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Latest News

Insurance industry to pay out on COVID-19 business interruption claims

January 18th, 2021

More than 370,000 small businesses in England and Wales could be due a payout on their business interruption insurance after the Supreme Court ruled in favour of payments being made on previously refused claims and policies.

A number of insurers have lost an appeal against an earlier ruling, brought in a test case by the Financial Conduct Authority (FCA), which required them to payout on existing business interruption insurance policies as a result of the pandemic.

In the first lockdown of spring 2020, many small businesses made claims through their business interruption insurance schemes for loss of earnings when they had to close as a result of the Government’s restrictions.

However, they were soon told by their insurers that they were not eligible for a payout because only specialist policies had cover for such unprecedented events.

Following an outcry from the small business community, many of whom had paid thousands of pounds for insurance coverage, the FCA launched a test case which looked at a selection of policy wordings to establish the parameters for what would be considered a valid claim.

Last year an initial case at the High Court found that some insurers should have paid out for losses caused by the lockdown. Judges ruled that disease clauses found in many business interruption insurance policies should have meant they were covered and been compensated for the loss of income due to the Coronavirus restrictions.

An appeal was then brought and the test case was fast-tracked to the Supreme Court – the highest court in England and Wales – who conducted a four-day hearing last year, before delivering a final ruling.

This latest ruling provides authoritative guidance for these policies, and similar ones that were not part of the case, which will be used by the FCA, the insurance sector, and the Financial Ombudsman to assess claims and make judgements.

This impacts on all eligible policies held at the time of the first lockdown, whether an initial claim was made and rejected or not.

The ruling covers a wide range of matters including disease clauses, whether businesses were denied access to the properties they owned by restrictions and the timing of lost earnings.

Giving the court’s ruling Lord Hamblen said the court accepted the arguments from representatives of policyholders and dismissed the appeals from insurers finding in policyholders’ favour.

Although the initial case only tested a small number of policies from eight different insurers, the FCA has said that the findings could affect up to 700 different policies held by various insurers and lead to payments for more than 370,000 small businesses that hold policies.

Insurers, such as Hiscox, Arch, Argenta, MS Amlin, QBE and RSA, that were involved in the case will now process claims. However, as many as 60 insurers who sold similar products may now also pay out on eligible policies.

Huw Evans, Director General of the Association of British Insurers, has said that all valid claims will be settled and that the process of settling some claims was already underway.

Most eligible policyholders should be contacted by their insurer following the ruling, but businesses are being encouraged to check whether they can make a claim.

As for new claims relating to the latest lockdowns, the insurance industry has said that most policies for new and renewing customers have already been amended and that losses from the latest lockdown measures would be clearly stated as part of the cover.

If you require assistance with any issues related to the COVID-19 pandemic, please contact us.

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