Lambert Roper & Horsfield Limited Accountants Calderdale, Huddersfield
Business Services

Most businesses are very good at providing the products and services that their customers need – but running a business involves much more than that.

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Private Clients

The financial world is a complicated place and there are times when you’ll need some expert help.

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Wealth Management

When it comes to your finances, taking time out to seek expert advice is always a wise investment.

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Specialist Services

We also provide specialist services to a range of other clients.

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About Lambert Roper & Horsfield Limited


Taking care of you and your finances

When it comes to your finances, taking time out to seek expert advice is always a wise investment.

The better care you take of your money now, the better it will be able to take care of you in the future – and the good news is that there is never a bad time to start thinking about your finances.

At LRH Wealth Management, we offer you access to the wide-ranging knowledge and expertise of our consultants to look after all aspects of your financial life.

Because we look at the big picture when it comes to your finances – both business and personal – we are ideally placed to provide expert advice and identify solutions that are right for you, at every stage of your financial life.

Global best practice has consistently identified professional financial planning as the key to delivering value to clients – not market timing or stock selection.

So often investors chase today’s best sector, fund or star fund manager. Rarely do these produce consistent returns year after year. Investing in a fund that is already performing strongly will almost certainly cost you dear. A recent study* has found that trying to jump on an investment bandwagon costs an investor on average 1.2 percentage points a year, because they mistimed the market.

Today, modern financial management is all about financial planning – with you, the client, at its core. LRH Wealth Management provides a financial planning service based on ‘Cashflow modelling’ and is underpinned by independent financial advice on personal and corporate investment, pensions, protection, and inheritance tax planning.

In creating a financial plan, we use a six-stage process that includes the initial discovery meeting and our detailed research to find suitable investment options. This is followed by reports, financial health checks and forecasts and then our recommendations, implementation and regular on-going reviews.

To find out more about how we can help you, please contact LRH accountants in Calderdale.

* The research from Cass Business School uses Investment Management Association (IMA) data from 1992 to 2009. The study shows investors who chase returns – investing more money following periods of strong market performance and withdrawing less following periods of weaker performance – will generate a return 20 per cent lower than could have been achieved from a simple buy and hold strategy over the same period.

The New LRH Client Portal


We are delighted to announce that the LRH client portal (powered by Onvio, a Thomson Reuters company) is now fully operational… Continue reading →

Get in touch!


Telephone: 01422 360788

Email: mail@lrh.co.uk

 

Latest News

Furlough scheme update – Publication of claims and employees serving notice

November 16th, 2020

HM Revenue & Customs (HMRC) has confirmed that employees serving notice cannot be claimed for from the Coronavirus Job Retention Scheme (CJRS) from 1 December 2020 onwards.

It has also confirmed further details of plans to disclose details of claims made by employers from December onwards.

Notice periods

The change means employers cannot claim furlough grants in respect of employees serving any contractual or statutory notice periods from 1 December onwards. This includes employees serving notice of redundancy, as well as those who are serving notice of resignation or retirement.

In circumstances from 1 December onwards where you have already submitted a claim and an employee subsequently begins a notice period, you must make an adjustment.

For claims relating to November, you can still claim for employees serving statutory notice periods. However, CJRS grants cannot be used to substitute redundancy payments.

Redundancies must be made in accordance with employment law, while statutory redundancy and statutory notice pay must be calculated based on an employee’s usual wages.

Publications of claims

HMRC has also published further details of plans to publish information about claims for periods from December onwards.

HMRC previously confirmed plans to publish the names and registration number of limited companies and Limited Liability Partnerships (LLPs) claiming CJRS grants.

It has now clarified that this applies to all employers claiming from the scheme, including individuals, ordinary partnerships and trusts, unless they can demonstrate doing so would lead to a “serious risk of violence or intimidation”.

HMRC will require evidence of this threat, which could include:

  • A police incident number;
  • Documentary evidence of a threat or attack; or
  • Evidence of possible disruption or targeting.

At the same time, HMRC has also said that, in addition to employer names and reference numbers, it will also publish “an indication of the value of the claim”.

Further information about what this will mean in practice and how to request that claim information is not published is expected by the end of November.

For advice on furlough and the CJRS, please contact us today.

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