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You are here: Home » About Lambert Roper & Horsfield Limited » Testimonials » Combined Masonry Supplies

Combined Masonry Supplies


Richard Neal is a busy man. Since leaving his native north-east to set up Combined Masonry Supplies (CMS) more than 20 years ago, his hard work has helped it grow into a thriving business that has twice outgrown previous premises and now employs a 15-strong team at a large, modern unit on Bradford’s Ripley Road Business Park.

As well as his role as co-director of the company – which supplies tools and other equipment to the granite and stone trade, including monumental masons and quarries – Richard takes a very hands-on approach to dealing with customers and all the other day-to-day issues that arise. If that wasn’t enough, he’s also set up a couple of other businesses.

So knowing that he can always rely on Lambert Roper & Horsfield’s Nick Frost and his team to give him a fast, efficient service – whether it’s dealing with a telephone query or producing user-friendly management accounts from data supplied by CMS – is invaluable.

Richard says: “If I ask them to do something, it’s done. I don’t have to chase anything because it will come straight back and I can get it out of my mind. That’s really important when you’re running a business.”

CMS dates back to 1986, when Richard decided to go it alone after working as a sales rep in the masonry business. He wanted his employer, a north-east company, to set up another branch to cover his Yorkshire territory but when they were reluctant to do so, he took the opportunity himself.

For almost 20 years, CMS used the same accountant the company had had since day one. When, at his instigation, they decided to go their separate ways two or three years ago, he was happy to recommend Lambert Roper & Horsfield, and Richard hasn’t looked back since.

He explains: “We meet up with Nick at least every four to five weeks – more often if there is an issue, good or bad, to be dealt with – but I know that I can pick up the phone to Nick at most hours of the day and ask for help. If he’s not immediately available, he’ll always get back to me.

“They are a very efficient firm. We do our own accounts and send them over to Nick for conversion into management accounts and if he spots any issues, he’ll let me know straight away. The management accounts give us an almost instant overview of the business, for example illustrating the percentages on materials against sales.”

Richard also likes the fact that Lambert Roper & Horsfield is well respected within the accountancy profession and in the finance sector, including CMS’s own bank.

That reputation and corporate finance expertise was particularly useful a couple of years ago, when Richard was involved in setting up a couple of other companies – also clients of Lambert Roper & Horsfield – producing granite and corian worktops. The firm drew up a successful proposal for funding to support the businesses to take to the bank.

Richard sums up: “Lambert Roper & Horsfield are very efficient, very objective and they carry a lot of respect. As a client, that gives me confidence.”

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Latest News

Frustrated SMEs turning to unsecured loans to grow businesses

September 9th, 2021

As the UK emerges from the economic crisis caused by the pandemic there are many positive indicators of financial recovery, such as a fall in COVID-induced public spending, a rise in job vacancies and a decline in unemployment, all of which are encouraging businesses to grow.

The economic indicators are good news for SMEs with people spending on home improvements and leisure, as cash saved during the lockdown flows back into the economy.

The SME market makes up over 95 per cent of UK businesses and they are vitally important to the UK economy.

Despite earlier optimism about growing their businesses, many have felt frustration in their ability to obtain business loans from traditional banks and finance firms.

Now a new report suggests that many who are struggling with day-to-day cash flow and the ability to make quick decisions on finances are turning to unsecured loans to take their business forward.

No security is needed for an unsecured business loan, which means the borrower does not have to put assets at risk to secure the funding and allowing for quicker decisions to be made.

Unsecured business loans allow for greater flexibility and give business owners the opportunity to quickly fund their company with the minimum of fuss.

The list of businesses who can apply includes self-employed individuals, sole traders, partnership firms and private limited companies engaged in the business of trading, manufacturing and services.

The report by finance firm iwoca suggested they are now turning to credit brokers, with more than a third applying for loans over a four-week period in May.

Over half of respondents reported that the most commonly requested unsecured loan amount they’d applied for on behalf of their clients was under £50,000, with around 17 per cent requesting £25,000 or less.

Link: iwoca SME Expert Index find 1 in 3 brokers see rising demand for unsecured finance

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