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You are here: Home » About Lambert Roper & Horsfield Limited » Testimonials » Combined Masonry Supplies

Combined Masonry Supplies

Richard Neal is a busy man. Since leaving his native north-east to set up Combined Masonry Supplies (CMS) more than 20 years ago, his hard work has helped it grow into a thriving business that has twice outgrown previous premises and now employs a 15-strong team at a large, modern unit on Bradford’s Ripley Road Business Park.

As well as his role as co-director of the company – which supplies tools and other equipment to the granite and stone trade, including monumental masons and quarries – Richard takes a very hands-on approach to dealing with customers and all the other day-to-day issues that arise. If that wasn’t enough, he’s also set up a couple of other businesses.

So knowing that he can always rely on Lambert Roper & Horsfield’s Nick Frost and his team to give him a fast, efficient service – whether it’s dealing with a telephone query or producing user-friendly management accounts from data supplied by CMS – is invaluable.

Richard says: “If I ask them to do something, it’s done. I don’t have to chase anything because it will come straight back and I can get it out of my mind. That’s really important when you’re running a business.”

CMS dates back to 1986, when Richard decided to go it alone after working as a sales rep in the masonry business. He wanted his employer, a north-east company, to set up another branch to cover his Yorkshire territory but when they were reluctant to do so, he took the opportunity himself.

For almost 20 years, CMS used the same accountant the company had had since day one. When, at his instigation, they decided to go their separate ways two or three years ago, he was happy to recommend Lambert Roper & Horsfield, and Richard hasn’t looked back since.

He explains: “We meet up with Nick at least every four to five weeks – more often if there is an issue, good or bad, to be dealt with – but I know that I can pick up the phone to Nick at most hours of the day and ask for help. If he’s not immediately available, he’ll always get back to me.

“They are a very efficient firm. We do our own accounts and send them over to Nick for conversion into management accounts and if he spots any issues, he’ll let me know straight away. The management accounts give us an almost instant overview of the business, for example illustrating the percentages on materials against sales.”

Richard also likes the fact that Lambert Roper & Horsfield is well respected within the accountancy profession and in the finance sector, including CMS’s own bank.

That reputation and corporate finance expertise was particularly useful a couple of years ago, when Richard was involved in setting up a couple of other companies – also clients of Lambert Roper & Horsfield – producing granite and corian worktops. The firm drew up a successful proposal for funding to support the businesses to take to the bank.

Richard sums up: “Lambert Roper & Horsfield are very efficient, very objective and they carry a lot of respect. As a client, that gives me confidence.”

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Latest News

Make sure to include SEISS grants on your next tax returns

June 10th, 2021

People who enrolled in the Self-Employment Income Support Scheme (SEISS) have been reminded that they must include income from their grants on tax returns to HM Revenue & Customs (HMRC), as it is subject to Income Tax and National Insurance.

They should liaise with their accountants so an accurate return can be sent to HMRC, covering the various periods of the scheme to avoid any penalties.

This scheme was set up by the Government to provide support during the Coronavirus pandemic for those who are self-employed, either as a sole trader or a partner in a partnership.

It was originally announced on 26 March 2020 and provided an initial grant for self-employed individuals whose businesses were adversely affected on or before 13 July 2020.

A second grant was then made available for individuals who were ‘adversely affected’ on or after 14 July 2020.

Subsequently, on 1 July 2020, the scheme was extended to provide payments to certain self-employed individuals (or partners in partnerships) who did not originally qualify.

On 24 September 2020, a further extension to the SEISS scheme was announced under which a third and fourth grant would be provided.

The third grant notionally covered the three months from 1 November 2020 to 29 January 2021.

On 3 March 2021, it was announced that the fourth grant would take account of 2019/20 trading profits on tax returns submitted by midnight at the end of 2 March 2021.

A fifth grant was also announced when Chancellor Rishi Sunak presented his 2021 Budget on 3 March, he announced a further extension which will now run until the end of September this year. It was welcome news for many self-employed people throughout the UK.

The fifth and final SEISS grant will cover lost earnings from May onwards, and self-employed individuals and partners can claim it from late July 2021 (the exact date is to be confirmed).

It covers 80 per cent of average self-employed profits if your turnover has fallen by more than 30 per cent; those who haven’t been as badly affected can still get a 30 per cent SEISS grant.

You don’t need to repay a SEISS grant – it is not a loan. However, SEISS grant awards are subject to Income Tax and Class 4 National Insurance contributions and your accountant can advise on this.

The SEISS grants are taxable in the tax year in which they are received. So, the first three SEISS grants are taxable in the 2020/21 tax year and they should be reported in full in your 2020/21 Self-Assessment tax return.

If you’re self-employed and your sole trader business receives a SEISS grant in the fourth or fifth rounds, they’re taxable in the 2021/22 tax year and should be reported on your 2021/22 Self-Assessment return.

To make it easier for self-employed people to enter money received from SEISS grants, HMRC will include a box on the 2020/21 and 2021/22 Self-Assessment tax return forms.

Link: Check if you can claim a grant through the Self-Employment Income Support Scheme

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